The Ghost of Christmas Yet to Come
The hooded phantom appears before Scrooge, filling him with dread. This silent and mysterious spirit clearly terrifies Scrooge more than the previous visitors. In the city, people coldly discuss a man's death without showing any respect or sadness.
Scrooge desperately asks to see anyone who feels emotion about this unknown man's death, but the Spirit remains silent. Instead, it shows Scrooge a dead man lying in bed, suggesting this might be Scrooge himself. The Spirit then teleports Scrooge to see a family who are actually happy about the person's death because they owed him money.
Next, they visit the Cratchits' house, which is unusually quiet and filled with sadness. Scrooge learns that Tiny Tim has died, a revelation that deeply affects him. The Spirit then takes Scrooge to an overgrown, uncared-for graveyard near his own house.
Think about this: Why does Dickens make this ghost silent, unlike the other spirits? The silence forces Scrooge (and us) to interpret what he sees without explanation, making the experience more terrifying.
In the graveyard, the Spirit reveals Scrooge's own grave, confirming that Scrooge himself is the dead man no one mourned. Shocked, Scrooge asks if these events are set in stone or if they can be changed. In a moment of transformation, Scrooge promises to honour Christmas all year round, showing he's finally learned his lesson. With Scrooge's promise made, the Spirit vanishes, its purpose complete.